Well just pulled the trigger on a mint 10.5/stiff on the bay with cover and wrench shipped for 129. Figured the 99+shipping with no head cover was about the same deal... Can't wait for it to get here.
Having seen the head cover (had the 5W) I would pay an extra $30 just for that.
to your previous question, I always go for more loft... but that is just low swing speed me.