Honestly, how many people own a car and only drive 7500 miles a year? I have the SF Drive Safe and I saw some initial savings on it but not so much after the first period I had it. Part of it is probably because of mileage and rate changes due to Covid but I also think the thing dings me for things that I don't believe are accurate. It has marked me for hard braking in places and I am not hard on my brakes at all. Most cars around me brake much harder and accelerate harder out of stops than I do but I get hits on the app from it.