I believe I have most of my benchmark under par balls - and then chilled on it from there unless it was a unique round somewhere.
The hole outs are no brainers to me, from anything more than probably 50 yards.
I've never made a HOI. So my first one I would for sure retire it. After that it would probably mean less. But I'd still probably retire it since it would still be a rare occurrence.
My home course is 75 rated. So I don't break par a ton. Last year was my highest ever with 12-13 rounds. If I do that every year I'd stop retiring them. But most years it's less