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I carry anywhere between $200 - $300 at anytime
For me it's just habit. I hate not having cash on me. Plus it's easier for smaller purchases or inevitably when my daughters ask for money, lolI am generally in this range. Some of it is a hangover from the days when I used to travel and cabs didn’t always take credit cards (I know I am old). Some of it I need cash for the golf course.