tdinbr
Water hazards are tough!
I don't necessarily disagree. I think you can make an argument for 2 off the first sometimes, like when circumstances force you to get to the course 15 minutes before your tee time and you have to get straight out of your car and hit a tee shot.
We only play "breakfast ball" if the course has no range to warm up on before the round. Many of our muni's around here have no range facilities, just a putting/chipping green.