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Same here, my WHS index is 7.4, but my course handicap is still 9 off both regular tees at my home courseOver here we use the CONGU system (Council of National Golf Unions) which you get as part of a club membership. The only way you can get any official movement on it is either a competition round or if you have declared your intention to play a handicap round prior to teeing off and play under formal competition conditions.
We've switched over to WHS now though, but I've not really seen any difference, my course handicap at my home course is exactly the same. I also have Arccos which tells me my handicap is a couple of shots lower but that would make sense because it obviously picks up social rounds from the shorter tees as well.