Slammin'SAM
Never a flatbelly
This could really go in the Rant thread.
Last Wednesday a thunderstorm popped up like right over our house, and a few minutes into the storm, BOOM - lightning hit in our yard. It hit close enough to fry several things in our house, but funny how random the items fried were. It got our most-watched tv in our front bedroom, but not the computer or modem or router or DVR or phone or printer or monitor or DVD player on the same power strip. It got the landline telephone and the answering machine in our bedroom, and it fried the cable box in our bedroom but not the tv or DVD on that outlet. It tripped one breaker in the fuse box. It also fried a high frequency bug/rodent preventer in our kitchen. But, the worst thing of all was that it burned up the blower fan on the AC system (outside unit unaffected).
So, here is my question: I have a $1000 deductible on my homeowners insurance, and the total to replace/repair the damage (assuming the tree hit doesn't die) is approximately $1600. Would you make that claim, or would you eat the loss?
*It took me several days to find the strike point in a pine in my back yard,but the streak of lightning damage to the tree stops about 1/3 of the way down, so I think it has a decent survival chance.
Last Wednesday a thunderstorm popped up like right over our house, and a few minutes into the storm, BOOM - lightning hit in our yard. It hit close enough to fry several things in our house, but funny how random the items fried were. It got our most-watched tv in our front bedroom, but not the computer or modem or router or DVR or phone or printer or monitor or DVD player on the same power strip. It got the landline telephone and the answering machine in our bedroom, and it fried the cable box in our bedroom but not the tv or DVD on that outlet. It tripped one breaker in the fuse box. It also fried a high frequency bug/rodent preventer in our kitchen. But, the worst thing of all was that it burned up the blower fan on the AC system (outside unit unaffected).
So, here is my question: I have a $1000 deductible on my homeowners insurance, and the total to replace/repair the damage (assuming the tree hit doesn't die) is approximately $1600. Would you make that claim, or would you eat the loss?
*It took me several days to find the strike point in a pine in my back yard,but the streak of lightning damage to the tree stops about 1/3 of the way down, so I think it has a decent survival chance.