Any lending/tax pros here?

~QQ~

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I have a weird situation. I receive "pre inheritance" money annually from my parents. It's tax free to me. I would like to use this stream of income to obtain a mortgage on my primary. What are my options for using this "income"....if any? Should I record it as income on my tax return somehow, then use that as proof of income?
 
pm me. i’m a cpa.


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