robs1964
Well-known member
The wife and I both said the same thing. The advisor said based on investments and annual income from my military retirement/VA disability to hold off on SS. We already determined the minute we are eligible, we are taking it and enjoying retirement to the fullest. Never know, I might get run over by a bulldozerFind a new advisor. Anyone that tells you to hold off taking SS benefits after age 62 has simply not crunched the numbers. Even as your monthly benefit increases each year closer to full retirement age, statistically speaking you are likely to be dead by the time it becomes worthwhile. It will take years to make up those five years of benefits you didn't take. If you don't "need" the money, take it and invest it.