Luchnia
You will never conquer golf.
Decisions, decisions, decisions! To retire or not to retire, that is the question? I admit, I am big time fence sitting on this and struggling to view it as a coin toss. When I state retirement, I mean from my public job.
I reached retirement age (66) in October and thinking about retiring in the spring (end of February or mid-March) of 2021 which is only a short time away. The thing is I am SOOOOO undecided on it. I have a great job with good pay and the people I work with are super, yet it isn't so much about the job for me. As long as I am working I don't get other things done that I want to do and I feel that I have simply laid on the back shelf.
I don't have car payments, or house payments, just basic utility outlay such as electric bill, insurance, groceries, etc. Of course the job is part of it, but to me there is so much more in the choice of what to do. I keep thinking, if I keep working I can keep chunking some cash away and will have more money to enjoy. I am not a big traveler, nor care is that a retirement dream, so that really doesn't come into the choice.
There are the things I want to do around here and I do want to golf a lot more. There is the financial aspect of it. I have people tell me you need a million dollars to retire these days and others that said they had hardly nothing and retired and do just fine. They just say you got to manage a little closer with your budget. I know some guys that retired and they have been retired for years and they never had a ton of money stashed away.
I am curious about some of you that are facing the retirement decision, or some that have already retired, or have been retired for some years as to what your thoughts and sage advice are. I assure you your input is greatly appreciated.
I reached retirement age (66) in October and thinking about retiring in the spring (end of February or mid-March) of 2021 which is only a short time away. The thing is I am SOOOOO undecided on it. I have a great job with good pay and the people I work with are super, yet it isn't so much about the job for me. As long as I am working I don't get other things done that I want to do and I feel that I have simply laid on the back shelf.
I don't have car payments, or house payments, just basic utility outlay such as electric bill, insurance, groceries, etc. Of course the job is part of it, but to me there is so much more in the choice of what to do. I keep thinking, if I keep working I can keep chunking some cash away and will have more money to enjoy. I am not a big traveler, nor care is that a retirement dream, so that really doesn't come into the choice.
There are the things I want to do around here and I do want to golf a lot more. There is the financial aspect of it. I have people tell me you need a million dollars to retire these days and others that said they had hardly nothing and retired and do just fine. They just say you got to manage a little closer with your budget. I know some guys that retired and they have been retired for years and they never had a ton of money stashed away.
I am curious about some of you that are facing the retirement decision, or some that have already retired, or have been retired for some years as to what your thoughts and sage advice are. I assure you your input is greatly appreciated.