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Wow...not a good experience there. My credit is currently in a freeze (from all he craziness a year ago or so). I need to unfreeze it to allow them to ding my credit.I tried.
I got declined and rather angry over it haha. I have perfect credit. The reason they gave was “recently closed bank account”. Which I do not have. I pulled my credit to confirm, which shows nothing of this. Yet there is nobody I could call, so I said screw if. I have plenty of credit cards.
Fortunately the beginning apply does not do a hard pull on your credit.
Wow...not a good experience there. My credit is currently in a freeze (from all he craziness a year ago or so). I need to unfreeze it to allow them to ding my credit.
Not too sure I should bother now!
I am still nor sure how it’s any different than any other CC.
I’ve had it Since launch and it’s a better backup card for places that don’t take Amex. The cash back is only with it with Apple Pay.
Are you sure about that? I know you earn 2-3% cash back with Apple Pay, but I was under the impression that you get 1% on everything else where you use the actual card.
Typo. It should say worth it. 1% isn’t worth it in my book.Are you sure about that? I know you earn 2-3% cash back with Apple Pay, but I was under the impression that you get 1% on everything else where you use the actual card.
There are other cards better than apple out there.
I use the amazon credit card for prime orders to get 5% back and I have a cash back card that gets 2% back on everything (would need to have an account with the bank to get the full 2%) plus offers protection on my phone in case it were to get broken or stolen when I pay my phone bill through it and it’ll cover the cost up to 1k.
I thought it was GS here. Is ML in play somewhere too?I just find it amusing that Apple markets it as "made by Apple, not a bank" but the fine print in the ad says "by Merrill Lynch BANK." I read an article how ML is pretty pissed about being snubbed by Apple after they (ML) spent $300 Million developing the card.
Yeah Goldman Sachs is the issuer and spent $300M to develop itI thought it was GS here. Is ML in play somewhere too?
I thought it was GS here. Is ML in play somewhere too?
Yeah Goldman Sachs is the issuer and spent $300M to develop it
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