Jjmorris
Will Post for Thanks
If there is a thread on this, please merge.
I recently bought a house and while going wild on new purchases for said house has been fun, I am coming to the point where the funds are becoming limited.
I threw on my big boy pants and started looking into creating a budget and tracking spending so I know how much I can spend on my house a month. In doing so, I have a few questions.
1.) Do you use an excel template you found online to budget money and track spending or did you create your own? If not, what software do you use? Quicken?
2.) How do you budget expenses that do not occur monthly? As in car registration once a year, garbage quarterly, etc.. Do you just have the extra expense that month or do you somehow divide it out so month to month expenses stay similar.
3.) If you do budget, what are some tips you have learned to make the process easier?
Obviously this thread can be used for any money managing and budgeting talk, just hoping to get a few things answered.
I recently bought a house and while going wild on new purchases for said house has been fun, I am coming to the point where the funds are becoming limited.
I threw on my big boy pants and started looking into creating a budget and tracking spending so I know how much I can spend on my house a month. In doing so, I have a few questions.
1.) Do you use an excel template you found online to budget money and track spending or did you create your own? If not, what software do you use? Quicken?
2.) How do you budget expenses that do not occur monthly? As in car registration once a year, garbage quarterly, etc.. Do you just have the extra expense that month or do you somehow divide it out so month to month expenses stay similar.
3.) If you do budget, what are some tips you have learned to make the process easier?
Obviously this thread can be used for any money managing and budgeting talk, just hoping to get a few things answered.